Home Page
postheader postheader postheader postheader postheader postheader

With more and more people running their own businesses, the line between personal and business life can get a little blurry. Don't make the mistake of blurring that line with your auto insurance. A personal auto policy doesn't cover business use of your car, and come claim time, there could be a problem.

So how do you know if you need a Business Auto policy? Here's a few questions to ask yourself:

- Are you using your car to deliver any type of food or product?
- Are you transporting products to retailers or wholesalers?
- Are you delivering products to consumers?
- Are you transporting people?
- Do you use your car to pick up customer's property for repair or cleaning?

As far as what a Business Auto policy covers, it looks a lot like a Personal Auto policy. A business Auto policy will give you:
- Liability coverage - in case you are responsible for injuring someone or damaging their property.
- Comprehensive coverage - if your vehicle is damaged by anything other then a collision.
- Collision coverage - takes care of damage to your car if it collides with another car or object.
- They may also offer rental reimbursement and towing.

The real difference here is in the usage. There are countless scenarios for business auto usage and every one is different.
If you're not sure if you need a Business Auto policy, call your agent today.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
   

HOME PAGE ABOUT US GET A QUOTE MAKE A PAYMENT REFER A FRIEND CONTACT US

7516 Ridge Road | Port Richey, FL 34668 | Local: 727.848.2722 | Toll Free: 888.395.6201 | Fax: 727.847.9544

Logo
Powered by Insurance Website Builder
Facebook Twitter LinkedIn Google+